Navigating Large Loss in a Small Business
Posted: May 19, 2024
Having your own business can be an extremely rewarding endeavor. All businesses encounter risks, but successful ones know how to approach those risks in a calculated and strategic fashion. However, even calculated decisions sometimes cannot predict situations that lead to financial loss. Specifically, business losses occur when operating expenses exceed the revenue earned during a certain period. A wide range of variables can lead to...
Must-Know Boating Safety Tips
Posted: May 17, 2024
As the weather gets warmer, this could mean spending the day on the water. Whether it’s a day sail or boating around a lake, it’s helpful to brush up on boating safety best practices to help avoid an accident. In 2022, 636 people lost their lives in boating accidents, according to the United States Coast Guard. Another 2,222 were injured in 4,040 total boating accidents...
Flooding: What Damage Can It Do to My House?
Posted: May 15, 2024
“Welcome to the neighborhood!” one of our neighbors called while we were standing in the front yard of our new home. On any other day, it would sound like a normal greeting. But on that particular day in June 2014, my husband and I wryly laughed at their joke. Our neighborhood had just flooded ‒ literally days after we received our keys. We waded through...
Am I Covered If I Buy a New Car on the Weekend?
Posted: May 13, 2024
It’s a Saturday afternoon and life is looking up. After weeks of searching for a new vehicle, you’ve finally settled on the right car. You completed the test drive, negotiated a good price, agreed on a trade-in value and signed all the paperwork. Now, with keys in hand, it’s finally time to drive off the lot. But as you give your Erie Insurance agent a call...
What Is General Liability Insurance?
Posted: May 10, 2024
You know how many things can go wrong if you run a small business. You've probably heard the horror stories even if they haven’t happened to you personally. Whether accidental customer injuries, legal action from competitors, or any of a thousand other heartburn-inducing scenarios, the risks and pitfalls of running even a very small enterprise can keep you up at night. General liability insurance is...